Malcolm King (played by AndersonKing's Ransom is a wealthy, selfish, obnoxious businessman who is about to divorce from his wife Renee (played by Smith). She plans to ruin him financially during the court proceedings, and King is willing to do anything to protect his fortune.

He enlists his mistress, Peaches (played by Hall), and her brother to stage a mock kidnapping. They are to make and receive huge ransom demand, which would keep the money safe from his wife.

Unfortunately for him, two other people have similar plans to kidnap him; Angela (played by Parker), an aggrieved employee and Corey (played by Mohr), who lives in his grandmother's basement and needs $10,000 after being threatened by half-sister.